• Notice of Marketplace Coverage

    Date added: July 16, 2016

      The Affordable Care Act (ACA) rules require the federal and state Marketplaces to send a notice to employers if an employee qualifies for a subsidy.  It has come to our attention that these notices are now being sent. These … Continue reading

  • Perspective Published in IASBO Newsletter

    Date added: March 29, 2016

    Perspective is excited to announce that our article on Cafeteria Dollars and the Employer Mandate is published in the IASBO 3rd Quarter Newsletter.  Click the link to read the full newsletter or read the full article below. IASBO 3rd Quarter … Continue reading

  • Cadillac Tax – Delayed

    Date added: December 15, 2015

    Late Friday, President Obama signed a spending bill that included a two year delay in the implementation of the Cadillac Tax.  The new effective date for this tax will now be the 2020 calendar year.  At a minimum, this will … Continue reading

  • First Quarter 2015 ViewPoints

    Date added: April 4, 2015

    The Year of ACA Implementation Welcome to 2015!  After years of planning and reviewing rules, we have finally arrived at the year the Affordable Care Act Employer Mandate is put into practice.  Those of you with calendar year plans, have … Continue reading

  • Second Quarter 2014 ViewPoints

    Date added: September 9, 2014

      Spring has Finally Arrived! The beautiful spring weather has made our trips to visit clients much easier to navigate.  Our spring has been full of renewal activity and long term planning.  If your group has completed your renewal activity, … Continue reading

  • First Quarter 2014 ViewPoints

    Date added: February 27, 2014

      Benefit Management in 2014 We hope that your year is off to a terrific start! At Perspective, we are excited to tackle the new projects that 2014 presents to us. The final regulations for the ‘Pay or Play’ portion … Continue reading

  • End of Year ViewPoints

    Date added: November 21, 2013

    Year End Assessments The end of the year is a perfect time to review and assess your employee benefits plan.  Even those that find themselves in the middle of a plan year can benefit from a review. Those that are … Continue reading


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