How do we develop the best benefits plan
for your organization?
We give you a broader view of employee benefits – a new perspective, based on independence, insight and initiative.
Independence means: no "corporate parent" looking over our shoulders and no contracts, production requirements or incentives with insurance companies. We adapt our role to meet your needs, ranging from fee-for-services projects to comprehensive consulting support.
Insight means: years of experience evaluating all forms of self-funded and fully insured benefit plans (including medical, dental, life, disability, long-term care and voluntary benefits) and performing benefit inventories for organizations of all sizes, both private and public, union and non-union.
Initiative means: we manage the entire planning process according to your needs, from expert preparation to extensive follow-through. Our goal is to provide the best comprehensive, independent benefit consultation available.
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Stacy L. Wanderscheid, HIA
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Renee J. McPhee, CEBS
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Karen T. Pavlik


